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Sometimes things go wrong. Huge medical and hospital bills, child support payments, divorce settlements and calls from the bank threatening foreclosure and eviction can all wreak havoc with your finances. Harrassment from bill collectors, threats of repossession on a car, van, SUV or truck can all make your life miserable. They can even garnish your pay. What can you do?
When all hope seems lost, bankruptcy may be an option. You can get out of debt on your credit cards. You may be able to discharge some loans, have your utilites turned back on and find a way to get your life back on track. A good attorney is always the first step to recovery.
Why File Bankruptcy?
For 29 years, I have helped hundreds of honest, hard working people get a fresh start and a chance to move forward with their lives, and I can help you too. I serve clients in South Bend, Mishawaka, Granger, Elkhart, LaPorte and Plymouth. There is a lot of bad information out there about bankruptcy and its effects on peoples’ lives. Some may be well intentioned, but so much is either outdated, or based on third or fourth hand recall, and unfortunately sometimes it’s just outright wrong.
Banks and credit card issuers have a vested interest in making you think that a bankruptcy will have lifelong negative effects on you. Their motive is clear: they want you to pay them, no matter what hardship and stress this will cause you and your family. The executives want their bonuses and the shareholders want their stock to go up. Your life means nothing to them. But you can take charge of your life, you can get back on your feet, and you can get financing again.
Congress has recognized the right to file bankruptcy for over 200 years. Many people who became wealthy filed bankruptcy earlier in their lives. These things happen.
I would be honored to help you get back on the right track just as I have helped others who were once stressed, scared, and being constantly hounded.
Deuteronomy 15:1 says: “At the end of every seven year period you shall have a release of debts”